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🏠 Rent vs Buy
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Breakeven
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2-yr gap
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5-yr gap
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Monthly cost (yr 1)
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Net after offsets
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Buy: net wealth if sold
Rent: portfolio value
Year-by-year breakdown
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Purchase & financing
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Ownership costs
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Transaction costs
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Renting scenario
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Appreciation & investment
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Tax benefit
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Methodology & fine print
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